Learn More About Travel Protection
Protect Your Travel Investment
Consider what will happen if you cancel or interrupt your trip because a family member becomes sick, injured or dies. What if your airline, cruise line, or local guide declares bankruptcy? What if a terrorist attack occurs in a city on your itinerary? Trip cancellation or interruption can cause you to lose some or all of your prepaid trip expenses.
Avoid Costly Travel Medical Expenses
When medical emergencies occur away from home (even in the United States) travelers often discover that their medical policies and HMOs offer little or no coverage. Medicare provides no coverage outside of the United States. Medicare Supplements offer limited or no protection. An international medical evacuation can cost $75,000 or more.
Protect Your Personal Belongings 24/7
Your baggage and personal possessions can be lost, stolen or damaged anytime, anywhere in the world. Airlines provide limited protection for your checked luggage and do not cover carry-on items. Cruise Lines and hotels offer little or no coverage in most cases.
24-Hour Worldwide Emergency Assistance
Travel with peace of mind. Your plan includes 24-hour, worldwide access to the Worldwide Assistance Center. These services include assistance with travel planning, finding medical assistance and notifying credit card companies of lost cards.
Benefits of Early Purchase of Travel Protection
Buy Now for maximum benefit eligibility. Your Trip Cancellation benefit begins to protect you the day after your enrollment is postmarked, or the day after your transaction is completed on the Web.
Time-Sensitive Purchase Provisions: Purchasing Travel Protection within 15-days of your initial trip deposit/payment can make you eligible for the following early-purchase benefits:
- Pre-Existing Conditions Exclusions Waiver – Not all injuries or illnesses are covered by this plan, but you can qualify for a Waiver of the Pre-Existing Conditions Exclusion. Act swiftly (within 15 days of your initial Trip Deposit) to qualify for this great benefit. You must be medically able to travel when you pay your premium.
- Protection for Financial Default of the Trip Supplier – With soaring gas prices and reduced flights, airlines and other travel suppliers are declaring bankruptcy at a surprising rate. Protect your travel investment with this early purchase benefit.
- Travel Protection with Cancel for Any Reason – Choose our newest plan, Travel Protection with Cancel for Any Reason, for only a few dollars more and know that you can cancel your trip for any reason. This plan includes all of the same great benefits as our Standard Plan with an additional benefit - Cancel for Any Reason coverage. With this plan, 75% of your prepaid non-refundable Trip payments are covered when you cancel your Trip for any reason not covered by the Trip Cancellation benefit. (Note: This plan is not available to residents of the states of New York and Washington.)
Please Note: You may enroll in Travel Protection after the 15-day Early Purchase window has passed, but you will not be eligible for the Early Purchase Benefits described above.
Schedule of Benefits
| Insurance Benefits | Maximum Limit Per Person |
| Cancel for Any Reason (if purchased) *Not available to residents of NY or WA |
75% of non-refundable prepaid Trip Cost (Must be purchased within 15 days of initial trip deposit/payment) |
| Trip Cancellation | Up to Trip Cost* (Maximum $100,000) |
| Trip Interruption | Up to 150% of Trip Cost* (Maximum $150,000) |
| Travel Delay (More than 12 hours) |
$150 Per Day $600 Maximum |
| Medical Expense | $25,000 |
| Medical Evacuation |
$500,000 |
| Baggage Loss | $1,000 |
| Baggage Delay (More than 24 hours) | $500 |
| Accidental Death | $25,000 |
| Terrorism | Up to Trip Cost |
| Pre-Existing Condition Waiver (Maximum $60,000) |
Included if purchased within 15 days of initial Trip Deposit/Payment |
| Financial Default | Included if purchased within 15 days of initial Trip Deposit/Payment |
| 24-Hour Travel Assistance | Included |
| LiveTravel | Included |
*Benefits are valid only if premium has been paid.